A couple of days back I downloaded the State Bank Freedom Mobile application for my old Nokia N73. I got the Java adaptation of the app which literally works with almost all entry level and high-end handsets. My principal account is with SBT(State Bank of Travancore), and from what I understand the State Bank Freedom is a common mobile solution for SBI (the main bank), SBM, SBP, SBH, SBBJ and SBP. So if you’ve an account with aforementioned banks, you can download, and activate State Bank mobile using the directions given below.
State Bank Freedom Mobile Banking
- Its a universal application compatible with all State Bank of India associates.
- Works over WAP, GPRS, and SMS channels.
- Mobile recharge and IMPS facility.
- Simple interface enhanced for slow internet connections.
- The application is not fully connected with the Internet banking account. Even if you’ve authorized third party beneficiaries in your State bank SB account you’ve to add it separately to the Freedom application for various mobile transactions.
- Pretty boring UI design except for the iPhone version.
- No option to check credit card related information.
Download State Bank Freedom
At present, a native State Bank Freedom app is there for Apple iOS (Download), Android OS (Download), and some BlackBerry devices (Download). Nokia, LG, Samsung, Sony Ericsson, Fly, MicroMax, HTC, Motorola or any other generic Java enabled mobile phone users can download State Bank freedom here. Some BlackBerry and Windows Mobile phones are also compatible with the Java variant-try your luck at the link given above.
Update: Download the premium version of State bank Freedom software here. I recommend you install this build if your phone has a plenty of internal memory for running high-end JAR applications.
State Bank Mobile- handset activation procedure:
The procedure of activating a handset for mobile banking is quite alike in State Bank of India, Bikaner and Jaipur, Mysore, Hyderabad, Travancore, and Patiala. You probably will have the mobile banking activated on your Savings Bank account and the phone number associated with it is going to be used here. If yours is an old account which doesn’t have the handheld services enabled, go to the bank and apply for the same. It may take up-to seven days for the bank to change the mobile number or to add a new one to the file. Thankfully, it is very easy to assay whether a handset is attached to particular account. Carry-out an ATM transaction, if you get a SMS alert, then everything is fine, and you’re ready to go.
Getting directly to the activation part, open the Messaging option and send a SMS to the above given number in the correct format. You will instantly get a reply with the user ID and a temporary MPIN from the State Bank which are required for login to the application.
How to use the Freedom application?
Open and login to the application using the User ID and MPIN that you received. It is mandatory that you change the temporary MPIN at this point with a new one. After this check-in to any State Bank ATM, insert your Debit card, open the mobile registration option and confirm the phone number. That’s it, now refer the video given above. I said it before that you can use State Bank Mobile via SMS/GPRS/3G/WiFi or basically any network standard, and by default SMS will be the channel when you activate the app for the first time. You know, if you’ve an internet enabled handset SMS is no more a viable option; it is costly and takes much time for transactions. The first video explains how you can change the medium of operation from SMS to GPRS.
Activation completes once you switch the channel to GPRS. Now have a look at the video given below for a glimpse of the facilities that State bank Mobile provides.
State Bank Freedom app takes every single offering of SBI, SBT, SBM, SBP, SBH and SBBJ to the mobile devices. When you compare it with the other phone banking apps the only thing it misses is the retrieval of credit card/loan account related information. And as a final thought, I wish to see an iPhone like interface in all OS variants of this software in the upcoming upgrades.